TERMS AND CONDITIONS OF USE

Last Updated:  March 29, 2026

Welcome to equipment-leasing.ca (the "Website"), operated by BFE Financial Services ("Company", "we", "our", "us"). By accessing or using our Website, you agree to comply with and be bound by these Terms of Use ("Terms"). Please read these Terms carefully. If you do not agree to these Terms, you must discontinue use of the Website immediately.

1. Nature of Services (B2B Only)

The Website provides information and consulting services related to commercial equipment financing.

  • Commercial Use Only: Our services are intended solely for business-to-business (B2B) transactions. We do not provide consumer financing, personal loans, or any services governed by consumer protection laws intended for individuals.
  • No Guarantee of Approval: All information on this Website is for informational purposes. Any potential leasing or financing terms discussed are subject to formal credit underwriter approval, due diligence, and the execution of definitive legal documentation. We do not guarantee that any applicant will be approved for financing.

2. Restrictions on Use of Materials

All content on this Website, including text, logos, trademarks, images, and software, is the intellectual property of BFE Financial Services or its licensors.

  • You may download materials for your internal business use only, provided you retain all copyright and proprietary notices.
  • You may not copy, reproduce, republish, or distribute any content for commercial gain without our express written consent.
  • Modification of any materials or attempts to circumvent site security is strictly prohibited.

3. Submissions and Communications

Any remarks, suggestions, or ideas sent to us through the Website (excluding personal data protected under our Privacy Policy) become the property of BFE Financial Services. We may use such information for any business purpose without compensation to the submitter. You are responsible for the legality and originality of any information you submit.

4. Prohibited Activities

You agree not to:

  • Use any automated systems (robots, spiders, etc.) to access the Website.
  • Transmit unsolicited commercial email (spam) or chain letters.
  • Interfere with the security or integrity of the Website’s servers.
  • Use the Website for any fraudulent or illegal business purposes.

5. Limitation of Liability

BFE Financial Services provides this Website on an "as is" and "as available" basis. To the fullest extent permitted by law:

  • No Warranties: We disclaim all warranties, express or implied, including merchantability or fitness for a particular business purpose.
  • Excluded Damages: BFE Financial Services will not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of (or inability to use) the Website, including but not limited to loss of data, loss of business profits, or computer viruses.
  • Liability Cap: In no event shall our total liability to you for all claims exceed the amount paid by you, if any, to access this Website.

6. Indemnification

You agree to defend and indemnify BFE Financial Services and its officers, directors, and employees from any claims, damages, or legal fees arising from your violation of these Terms or your use of the Website.

7. Third-Party Links

Our Website may contain links to third-party sites. These links are provided for convenience only and do not imply an endorsement or partnership. We are not responsible for the content or privacy practices of any third-party websites.

8. Governing Law and Dispute Resolution

This Website is controlled and operated from Burlington, Ontario, Canada. These Terms are governed by the laws of the Province of Ontario.

  • Mediation: In the event of a dispute, both parties agree to first attempt resolution through a mutually agreed-upon mediator in Hamilton or Burlington, Ontario.
  • Arbitration: If mediation fails, the dispute shall be submitted to binding arbitration in Hamilton or Burlington, Ontario, under the rules of the Arbitration Act (Ontario).

9. Modifications

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Website following any changes constitutes your acceptance of the new Terms.

10. Contact Information

If you have any questions regarding these Terms, please contact us at:

BFE Financial Services 2186 Mountain Grove Avenue

Burlington, Ontario, Canada L7P 4X4

Email: bfinlay1@gmail.com

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